To provide opportunities for expanding sources of income

To make entrepreneurship ambition a reality without fear by offering prompt, effective, efficient and affordable financial services

To have branches across the country in order to touch as many lives as possible

To be one of the leading Microfinance Institution in Nigeria 

It is a season when we share with love to our neighbors all we have in possession.

Our prayer is that the blessings of today will not elude each and everyone of us. 

Happy Eid-Mubarak 2023 

It's a pleasure you allow us to be of service to you in the previous year and we never plan to relent on our service to you.

In the just concluded year we were faced with lots of challenges and in the face of those challenges we were able to develop and increase in our standard of operations and we promise never to let you down. 

You are welcome to year 2024, a year filled with promising greatness and opportunities! 

John 15:13 Greater love ❤️ hath no man than this, that a man lay down his life for his friends👨‍👩‍👦‍👦.

We love 💞 you and care for you even to the point that we are ready to risk our all 💯 for the safety of your finances💰 even as Christ laid down his life for you and i.

Heph-Cephas savings and loans will never stop loving 💝 you, happy valentine from all of us at Heph-Cephas savings and loans.

Kindly visit our office at 9, Omobokun street off baale bus stop bariga Lagos for enquiries and details on how to benefit from our loans services. 

http://heph-cephas.blogspot.com/2024/02/happy-valentine-from-all-of-us-at-heph.html

This is to notify you that our loan form fee is now #1,500 and registration fees is also #1,500.

Our loan interest has also changed from 11%/5.5% to 12%/6% respectively.

We are so sorry for the inconveniences this might cause you but please note that the increments is due to the inflation of dollars price.

Also note that we promise to reduce our interest rate as soon as things comes back to normal.

http://heph-cephas.blogspot.com/2024/02/information-about-our-new-interest-rate.html

They are sweet, their heart is full of love and every part of them is a centre of attraction.

Happy international women's day from all of us at Heph-Cephas savings and loans 

http://heph-cephas.blogspot.com/2024/03/international-womens-day.html